Access to and use of this site is provided by the site owners are subject to the following Terms and Conditions:

Use of this Site constitutes your acceptance of these terms and conditions, which take effect immediately on your first use of the Site.

If these Terms and Conditions are not accepted in full, you do not have permission to access the contents of this Site and therefore should cease using this Site immediately.

The information contained and accessed here (the “Site”) and it’s subdomains are created and maintained by a variety of sources, containing the personal opinions and other expressions of the individual authors, intended to offer general information of interest.

The information contained in links to other external web sites, and does not endorse any views expressed or products or services offered therein.

The information provided is not intended to replace or serve as substitute for any legal or other professional advice, consultation or service. Before making any decision or taking any action, you should consult professional advisers with expertise in your area of interest.

Based on the fundamental universal condition of the electronic communication process, the Site owners do not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided “as is” without warranties of any kind, express or implied, including accuracy, timeliness and completeness.

In no event shall the Site owners, its related partners, principals or agents be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including, but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to contract, negligence or other tortious actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.

Material may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial home use. Any other use requires the prior written permission of the copyright owner. You agree not to adapt, alter or create a derivative work from any of the material contained in this Site or use it for any other purpose other than for your personal non-commercial use. You agree to use this Site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Site by any third party. Such restriction or inhibition includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person and the transmission of obscene or offensive content or disruption of normal flow of dialogue within this Site.

Where you are invited to submit any contribution to this Site (including without limitation any text, graphics, video or audio) you are required by such submission to grant the Site owners a perpetual, royalty-free, non-exclusive, sublicenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to any such work worldwide and/or to incorporate it in other works in any media now known or later developed for the full term of any rights that may exist in such content, consistent with privacy restrictions set forth in the Sites’ Privacy Policy. If you do not wish to grant such rights to the Site owners, it is suggested that you do not submit your contribution to this Site. By submitting your contribution to this Site, you also warrant that such contribution is; your own original work and that you have the right to make it available to the Site owners for all the purposes specified above; is not defamatory; and does not infringe any law. Any pictures or photographs of any persons are to only be submitted of adults over 18 years of age and with their full prior consent.

Indemnify the Site owners against all legal fees, damages and other expenses that may be incurred by the Site owners as a result of your breach of the above warranty; and Agree to waive any moral rights in your contribution for the purposes of its submission to and publication on the Site and the other purposes specified above.

If there is any conflict between these Terms and Conditions and/or specific terms appearing elsewhere on this Site relating to specific material then the latter shall prevail.

If any of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.

The Site Owners reserve the right to modify the terms and conditions contained in this Disclaimer at any time and you agree to continue to be bound by these. We will give you notice of changes by publishing revised terms and conditions on this Site – we will not separately notify you of these changes.

You are responsible for reviewing regularly information posted online to obtain timely notice of such changes. Your continued use of this Site after changes are posted constitutes your acceptance of this agreement as modified by the posted changes.

Last updated 13th August 2004.